Meet the team.

We don’t just work for you, we work with you.

Together, we’ll guide you.

We offer our clients the peace of mind that they’ll be looked after by highly qualified and experienced advisers, with uncompromising ethics.

Phil Illingworth

Director/Chartered Financial Planner

I have worked within Financial Services since 1986 and have had the pleasure of providing financial advice and guidance to a huge range of clients. These have included business owners and professional sports people among many others, as well as large national companies and multi-industry businesses.

The finest years of my career have come since merging my previous business (PWM Wealth Management) with my long term friend and now partner, Jonathan Seddon, to create Illingworth Seddon. We have created a company that is an absolute joy to be a part of, with the care of our clients at the very centre of what we do, and I couldn’t be more proud of it.

I am also a Chartered Financial Planner, a qualification which I take great pride in as I am always looking to ensure I have the highest level of knowledge possible when dealing with my clients.

As well as spending time with my family away from the office, I enjoy a variety of sporting activities including squash and more recently cycling.

Jonathan Seddon

Director/Chartered Financial Planner

I have been working in Financial Services since 1999, having joined the Bank of Scotland after studying Mathematics at Cardiff University. I then worked in Japan for two years, advising ex-pats working in Tokyo on all manner of offshore Financial Planning.

Having enjoyed a successful career working within the Private Banking sector, I set up my own company in 2012 (Seddon Wealth Management) before partnering up with my long term friend Phil Illingworth to create Illingworth Seddon, and since then we have never looked back.

I am a qualified Chartered Financial Planner and whilst I enjoy the technical side of my work, I take the greatest pleasure in delivering a personal, client-focused service that can really make a difference to people’s lives.

I have four children and enjoy a busy life away from work, spending time with my family and, when time permits I do enjoy a game of golf or squash.

Jacob Treasure

Chartered Financial Planner

I thoroughly enjoy being part of adviser team at Illingworth Seddon having joined in 2014. I am a Chartered Financial Planner, a qualification which I take great pride in as it means I provide my clients with the gold standard in financial planning.

Prior to becoming a Financial Consultant, I obtained a first class degree in Financial Services, Planning and Management and have previously spent time working for St. James’s Place, both at their Cirencester Head Office and within the Investment Management team in Hong Kong.

Outside of work I am a keen Skier, Cyclist and aspiring Golfer, enjoying some heated battles with other members of the Illingworth Seddon team! I also enjoy watching Rugby, having now hung up my boots.

Peter Jones

Financial Consultant

I have over 44 years of experience in the Financial Services industry and enjoy currently being part of the Illingworth Seddon Adviser Team.

I take great pride in building long-term relationships with clients, ensuring they receive the financial advice and guidance they need. I have established trusted relationships with clients, which I attribute to investing time in understanding exactly what really matters to them. My Diploma in Financial Planning and experience in relationship management give me the expertise to help clients manage, grow and pass on their wealth.

I am a fluent Welsh speaker as well as English and enjoy choral singing, often competing at a national level. I have also been a school governor for over 20 years.

Jack Bunkell

Financial Consultant

I joined Illingworth Seddon in October 2020 working in various roles while completing my Diploma in Regulated Financial Planning. Having graduated in 2022, I now form part of the Adviser team and continue my development towards Chartered status.

I take great pride in helping clients achieve their goals and objectives, and enjoy building long term relationships to ensure they receive the financial advice and guidance they need.

Outside of work I enjoy taking my dog out on long walks and I’m a season ticket holder of a certain premiership football team. I also enjoy a round of golf at the weekend when possible, with friends.

Ed Godwin

Chartered Financial Planner

I joined Illingworth Seddon in 2021, building on my experience in Financial Services since 2019. As a Chartered Financial Planner, I’m dedicated to ongoing technical development to ensure the advice I provide is insightful, valuable, and always tailored to my clients’ unique goals and circumstances.

There’s no “one size fits all” in financial planning, and I take pride in making the often-complex world of finance clear, straightforward, and stress-free for my clients.

I’m passionate about supporting business owners, professionals, and families in achieving their financial goals, but I also believe in balance—whether it’s enjoying a round of golf or spending quality time with friends and family.

Whether you’re planning for retirement, setting long-term goals, or looking to better understand your finances, I’m here to help you every step of the way. Together, we can make financial freedom a reality.

Reviews and Ratings for Financial adviser Ed Godwin, Crewe

Louie Middlehurst

Financial Consultant

I joined Illingworth Seddon in January 2017 and spent the first period of my time at the company managing the marketing and client communication strategies.

Having been involved in most areas of the business in my first 6 years, I decided (with the support of my colleagues) to begin my journey to becoming a financial adviser in late 2022.

I qualified half way through 2023, and subsequently joined the adviser team to begin building a client bank while servicing those who I already have a strong relationship with via my role in client communications.

I look forward to taking the business forward and providing the same high standards that we have always required, and further developing my skills as I gain experience.

On a personal note, I have a wife and two dogs who keep me extremely busy when I’m at home in our cottage in North Wales. I also play football semi-professionally of a weekend and thoroughly enjoy a round of golf.

Martin Savage

Operations Director

I joined Illingworth Seddon on 1st February 2017 and my responsibilities include the oversight of office function and organisation.

I have worked in Financial Services for roughly 30 years having held positions as a Wealth Adviser with Lloyds Banking Group for 21 years, followed by 4 years as a Development and Conduct Manager responsible for supervising an Adviser Team.

More recently I worked as Head of Training and Competence with Brown Shipley & Co. I hold a Diploma in Financial Planning, I’m passionate about teamwork, and pride myself on attention to detail and my commitment to work.

In my spare time, I’m a keen cyclist and have even managed to drag my colleagues Jacob and Phil into it more recently, while also enjoying spending time with my wife and four children.

Rachael Dixon

Head of Paraplanning

I have been working in Financial Services for over 20 years in similar Practice Management roles, including the past 15 years with other Practices within the St. James’s Place Partnership. I joined Illingworth Seddon in September 2018 and I am responsible for the management of the office in Cumbria as well as overseeing the Paraplanning department. As Senior Paraplanner, I am technically proficient in all areas of Financial Planning and work alongside the Advisers to produce positive client outcomes.

I have completed the St. James’s Place Paraplanner Accreditation Programme and hold the full Financial Planning Certificate and Certificate in Mortgage Advice and Practice. I’m currently working towards the Diploma in Financial Planning.

Outside of the office, I love spending time with my young family, going to the gym, and taking my dog for long walks on the beach.

Claire Dickens

Client Communications

I have been working in Financial Services since joining the company in 2007. I am part of our Support Team that provides additional organizational and administrative support to the Advisers and Paraplanning Team.

I am a local representative of two charities and in my spare time, I enjoy spending time with my family and two children.

Sarah Hibbert

Client Account Manager

I joined the company in January 2010 having been in Financial Services since 1999. I am part of an amazing Support Team that provides research, administrative support to the Advisers and Paraplanning Team, as well as liaising with and assisting clients on a day to day basis. I hold my CF1, CF2, R04 and R05 qualifications and I’m currently studying towards the Diploma in Financial Planning when I can find some spare time in my demanding social and family life.

I enjoy weekends away in the caravan with my young son and husband. I am a bit of an adrenaline junky when it comes to cross country, horse riding, white water rafting and the great outdoors – I just love to push myself now I am getting a little older.

Gail MacLeod

Client Account Manager

I have been in Financial Services since 1987, starting at NatWest Bank before moving to their Private Banking Division and then Coutts in 2013.

I joined Illingworth Seddon in May 2016 as a Client Account Manager. I am part of the Support Team that provides research and administrative support to the Financial Advisers and Paraplanners however the best part of my job is liaising and assisting our clients on a day to day basis.

In my spare time, I am a Brownie Leader, running weekly meetings and also residential holidays with the Brownies aged between 7 – 10 years old and I have been doing this for more than 30 years.

When I have some spare time in between work and Brownies I love to spend time with my family whilst planning our next holiday and adding places to our ever-growing ‘bucket’ list.

Kathryn Atherton

Client Account Manager

I have been in Financial Services since 1992, working 24 years for Lloyds Bank, where I especially enjoyed working face-to-face with clients in branches throughout the Wirral. I joined Illingworth Seddon in February 2018 and enjoy being part of the Support Team based in the Hoylake office. I provide administrative support to the Advisers and Paraplanners, as well as liaising with and assisting clients on a day to day basis.

I hold a Professional Diploma in Accounting and currently feel like I am re-sitting my GCSE’s as my son is studying for his. I am married and as well as my son I have a daughter who has just started High School, as a family we enjoy exploring the outdoors, participating in various activities from Go Ape and Forrest Coaster to the more relaxed bowling and movie nights. I also enjoy catching up with my wider family, friends and colleagues over a meal or a simple drink.

Nicola Dawson

Client Account Manager

I have worked within financial services since 1987 , working for Lloyds Bank for 36 years. I worked within various branches in Chester and on the Wirral , working face to face with clients providing advice and support.

I joined Illingworth Seddon in July 2024 as a Client Account Manager as part of the support team providing research and admin support to the Financial Advisors and Paraplanners, as well as liaising with clients on a day-to-day basis.

Outside of work I enjoy spending time with my husband and two children. As a family we all enjoy walking especially to a country pub for a nice meal and a couple of drinks!!! We also try to holiday when we can and enjoy exploring new places and countries.

Maisie Craig

Client Account Manager

I joined Illingworth Seddon in the summer of 2025 after graduating from Manchester Metropolitan University with a First-Class Honours degree in Accounting and Finance. I was first introduced to the firm in 2024, when I completed a period of summer work experience.

I joined the business as a Client Account Manager, where I provide administrative support to Financial Advisers and Paraplanners. From January 2026, I began studying towards the Diploma in Financial Planning as part of my progression towards a career as a Financial Adviser.

Outside of work, I enjoy staying active by playing hockey and spending time with family and friends.

Tom Baldwin

Client Account Manager

I joined Illingworth Seddon in June 2025 and currently work as a Client Account Manager, where I provide administrative support to both Financial Advisers and Paraplanners. Alongside my role, I am actively working towards achieving my Diploma in Financial Planning, with the long-term aim of progressing into a career as a Financial Advisor.

Outside of work, I spend much of my time training for full marathons, as well as travelling whenever possible. I also enjoy spending time spent with friends and family.

Karen Mossman

Paraplanner

I have been working in Financial Services since 1977, working previously for the Royal Bank of Scotland as a Mortgage Adviser before joining St. James’s Place in 2006.

I have worked in a previous St. James’s Place Practice where my role involved mainly liaising with clients and supporting the Advisers in a Paraplanning role, which has continued since joining Illingworth Seddon. I also have my Cemap qualification.

In my spare time, I am very involved in horses, supporting my daughter who regularly competes, and I also enjoy gardening and going to live concerts. I also like spending time with my young grandchildren and walking our new puppy, Frankie.

Bethany Dalton

Paraplanner

I graduated from West Liberty University in the U.S. with a degree in Business Management, following securing a basketball scholarship.

I have been working in Financial Services since 2021 and joined Illingworth Seddon in June 2024 as a Paraplanner in the Ulverston office.

Outside of work I’m kept busy with my 2-year-old son and enjoy family walks with our dog, going to the gym and spending quality time with my family and friends

Catrin Wheeler

Graduate Trainee

In the summer of 2023, I successfully graduated from the University of Chester with a First-Class Honours degree in Business Management with Finance.

Post studies, I joined Illingworth Seddon’s Graduate Scheme in October 2023, as a Client Account Manager, providing administrative support to the Financial Advisors and Paraplanners. In the new year, I will be starting to work towards gaining my Diploma in Financial Planning and initiate my progression towards a career as a Financial Advisor.

Outside of work, I enjoy spending my time on the Football pitch and going to the gym, whilst also spending time with friends and family.

Bobby Taylor

Paraplanner

I joined Illingworth Seddon in November 2021, shortly after graduating from studying Jurisprudence at the University of Oxford. I am based at the Ulverston office.

I spent my first six months working as a Trainee Client Account Manager, but have since moved into the paraplanning department.

Outside of work, I enjoy spending time with friends, watching movies, travelling; and, of course, the occasional trip to the pub!

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